ChargeGuard
VisaConsumer Dispute

Visa 13.8Original Credit Transaction Not Accepted

What it means

An original credit (refund) transaction sent to the cardholder's account was not accepted or processed correctly.

Common causes

  • Credit posted to wrong account or card
  • Credit amount or format rejected by issuer
  • Merchant refund failed in processing system

Evidence that helps you win

  • Proof of credit submission with reference number
  • Processor confirmation of successful credit transaction
  • Matching refund amount to original purchase
  • Communication with customer about credit timing

ChargeGuard auto-collects this evidence the moment a dispute opens.

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Related codes

Other consumer dispute reason codes on Visa