Visa 10.5 — Visa Fraud Monitoring Program

What it means

The dispute is tied to Visa's fraud monitoring program, indicating elevated fraud activity associated with the merchant or transaction pattern.

Common causes

• High volume of fraud disputes on the merchant account
• Transaction flagged under Visa fraud monitoring thresholds
• Repeat unauthorized transactions from similar profiles

Evidence that helps you win

• Strong authentication data (3-D Secure, AVS, CVV match)
• Delivery and fulfillment proof for disputed orders
• Risk screening logs showing order was reviewed before fulfillment
• Customer account activity showing legitimate use